Plan Design
Plan Design is an ongoing process for your plan. Initial Plan Design is important for a start up plan in that we will look at the makeup of your employees as well as your goals. We can discuss safe harbor contributions and different profit sharing formulas including those that are integrated with social security, age-weighted or cross tested/new comparability.

Plan Design is also an evolutionary process in that we pro-actively review your current plan design and ideas for increasing plan participation, providing more contributions to the employer or adding Safe Harbor provisions to help with the ADP/ACP tests.

Our Service
Our service model allows us to provide personalized service to local clients near our offices in the Phoenix, Arizona metropolitan area or our many clients outside of our area. Our service model also allows us to work hand-in-hand with you, your Financial Advisor, your Accountant or their consultants in the set-up and ongoing administration of your plan.

  • Daily Advantage Recordkeeping

Administrative Services:

Annual determination of employee eligibility
Annual coverage testing
Annual ADP and ACP non-discrimination testing
Annual top heavy testing
Annual contribution limits testing
Annual deduction limits
Annual allocation and reconciliation of employee and employer contributions
Preparation of account reconciliation report and year-to-date participant investment summary to be provided to independent auditor
Preparation of annual IRS Form 5500 including all required schedules and attachments
Consulting regarding corrective measures for any failed non-discrimination tests
Consulting regarding normal administrative activities in the day-to-day operation of the plan
Plan Document services; including prototype and volume submitter documents
Payroll services are available to alleviate the need for payroll contribution files and year end census information
Administrative Services
Recordkeeping Services
Enrollment Book Sample.pdf
Sample Participant Statement.pdf